Transitional
Real Estate Credit

Backed by 30 years of UK underwriting. A specialist UK real estate credit strategy providing flexible, short-to-medium term whole loans for borrowers who need to move quickly - on acquisitions, refinancing, or transitional business plans.

ABOUT US

AlbionArc Capital is a specialist UK real estate credit strategy, launched by Delancey and Rainbow Debt Capital to address a structural gap in the transitional and bridge lending market. The strategy provides commercial loans of ~ £10m – £300m on terms between 12 and 36 months, secured against high-quality UK real estate across all sectors. AlbionArc is fully supported by the full Delancey and RDC platforms — including origination, equity and debt underwriting, compliance, ESG, political risk management, and investment committee governance

WHY ALBIONARC CAPITAL

AlbionArc Capital provides transitional and bridge financing across all UK real estate sectors including residential, office, senior living, and development assets. Our loans are structured around our sponsors’ business plans

We lend where speed, flexibility, and underwriting judgment matter most:

  • Bridge to sale: financing assets through stabilisation, lease-up, or repositioning
  • Acquisition finance: whole loans up to mid-to-high 70s LTV for high-quality sponsors
  • Transitional development: short-duration support for assets being repurposed or repositioned
  • Refinancing: solutions for borrowers facing maturity walls in a tighter bank market

WHAT WE DO

  • Long-term partnership – While our loans are short-duration, we focus on building repeat relationships with quality developers and investors
  • Flexible – We offer flexible structures to accommodate and support our borrowers’ business plans
  • Expediency – Our team’s experience and knowledge enables us to work swiftly and provide credit approvals within a borrower’s timeline